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解決方案

金融服務的商業網絡解決方案

透過雲端優先的整合式支付中心，簡化支付並擴大規模

觀看 Finextra 網路研討會與專家交談

$320兆
至 2032 年跨境支付市場預測[1]

為金融服務的未來而打造

ISO 20022 合規要求和即時可見性的要求意味著分散的系統無法奏效。OpenText 的整合支付中心平台可幫助您輕鬆管理大量交易和複雜的支付資料整合。無論您是外包 SWIFT 銀行系統、銀行 API 整合，或確保企業與銀行的無縫整合，都能獲得保持競爭力所需的安全和可擴展性。
現代化全球銀行支付

金融服務整合具備哪些優勢

現代化支付、實現財務靈活性和全球連結。

  • 建立財務韌性並推動策略性成長

    停止為分散且僵化的基礎架構付費，這些基礎架構會困住資料並拖慢業務進度。以可擴充的雲端數位銀行平台取代分散的傳統基礎架構，提供即時可視性，協助您最佳化全球流動資金，並將資源重新導向成長。

  • 降低系統性風險並保障交易完整性

    將企業級安全性和自動化驗證嵌入支付流程，保護您的組織免受詐欺和監管裁罰影響。透過內建驗證和即時制裁篩選功能，保護您的資金和聲譽，確保每筆交易均符合 ISO 20022 標準。

  • 加速全球營收實現時間

    透過標準化、預先建置的工作流程以及 API 和 EDI 銀行整合，將銀行與合作夥伴直接連結至您的商業應用程式，進而更快搶占市場先機。將上線週期縮短高達 75% ，讓您在簽訂協議的那一刻起，即可立即開始交易並產生收入。

商業影響

  • 降低總擁有成本

    透過全託管服務消除舊有基礎架構的開銷，降低營運複雜度並降低總擁有成本。

  • 無縫的合規性與詐欺防範

    透過嵌入式 ISO 20022 驗證、即時制裁篩選功能和主動式欺詐偵測來保護每筆交易，保護付款流程並降低監管風險。

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相關產品

OpenText 商業網絡金融服務產品組合中的產品。

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OpenText諮詢服務結合端到端解決方案的實施與全面的技術服務，以協助改善系統。

Resources

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  • An integrated payments hub is a centralized platform that brings together payment processing, bank connectivity, and financial messaging in one environment. It replaces siloed systems with a scalable foundation that supports real-time payments, ISO 20022 transformation, and corporate-to-bank integration. By unifying these capabilities, banks can standardize processes, reduce complexity, and gain better visibility across payment flows while preparing for evolving market and regulatory demands.

  • Banks are adopting integrated payments hubs to simplify operations, reduce infrastructure costs, and scale more efficiently. Legacy systems create silos across SWIFT, compliance, and onboarding, which slows innovation and increases risk. A hub approach consolidates these capabilities into a single platform, enabling automation, faster onboarding, and improved data consistency. This helps institutions meet real-time payment demands while improving operational efficiency and reducing total cost of ownership.

  • An integrated payments hub supports ISO 20022 by standardizing and transforming payment data across formats. It enables seamless conversion between legacy messages and ISO 20022, improving data quality and consistency. With richer, structured data, banks can automate processing, increase straight-through processing rates, and enhance compliance and reporting. This allows institutions to adopt ISO 20022 faster while minimizing disruption to existing systems and workflows.

  • An integrated payments hub reduces operational overhead by consolidating systems and automating manual processes. It improves visibility into payment flows, strengthens compliance with capabilities like real-time sanctions screening, and supports scalable API and EDI banking integration. As a result, banks can onboard customers faster, reduce errors, and respond more quickly to market changes. The hub also creates a flexible foundation for innovation, helping institutions deliver better payment experiences and stay competitive.

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