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Business network solutions for financial services

Simplify payments and scale with a cloud-first integrated payments hub

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$320T
cross-border payments market forecasted by 2032[1]

Built for the future of financial services

ISO 20022 compliance requirements and demands for real-time visibility mean fragmented systems won’t cut it. An integrated payments hub platform from OpenText helps you manage high-volume transactions and complex payments data integration with ease. Whether you’re outsourcing your SWIFT banking system, banking API integration, or ensuring seamless corporate-to-bank integration, get the security and scalability you need to stay competitive.
Modernize global bank payments

What financial services integration delivers

Modernize payments and achieve financial agility and global connectivity.

  • Build financial resilience and drive strategic growth

    Stop paying for fragmented, rigid infrastructure that traps data and slows business. Replace fragmented legacy infrastructure with a scalable, cloud-based digital banking platform that provides real-time visibility, helping you optimize global liquidity and redirect resources toward growth.

  • Mitigate systemic risk and guarantee transaction integrity

    Protect your organization from fraud and regulatory penalties by embedding enterprise-grade security and automated validation into payment flows. Protect your capital and your reputation—ensure every transaction is ISO 20022 compliant with built-in validation and real-time sanctions screening.

  • Accelerate global time-to-revenue

    Capture market share faster by using standardized, pre-built workflows and API and EDI banking integrations that connect banks and partners directly to your business applications. Reduce onboarding cycles by up to 75% so you’re ready to trade and generate revenue the moment an agreement is signed.

Business impacts

  • Total cost of ownership reduction

    Eliminate legacy infrastructure overhead with a fully managed service that reduces operational complexity and lowers total cost of ownership.

  • Seamless compliance and fraud prevention

    Secure every transaction with embedded ISO 20022 validation, real-time sanctions screening, and proactive fraud detection to protect payment flows and reduce regulatory risk.

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Explore the components of the solution

Related products

Products in the OpenText business network financial services portfolio.

Professional services

OpenText Consulting Services combines end-to-end solution implementation with comprehensive technology services to help improve systems.

Resources

Royal Bank of Canada logo

Leading bank partners with OpenText to streamline delivery of lending products

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The Interpublic Group of Companies logo

Marketing company reduces reporting costs with OpenText™ SWIFT Service Bureau

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See more success stories

Modernize financial connectivity for the real-time era

Read the brief

From manual processing to real-time control

Read the guide

The true cost of SWIFT connectivity

Read the ebook

Modernize financial connectivity for the real-time era

Read the brief

From manual processing to real-time control

Read the guide

The true cost of SWIFT connectivity

Read the ebook

  • An integrated payments hub is a centralized platform that brings together payment processing, bank connectivity, and financial messaging in one environment. It replaces siloed systems with a scalable foundation that supports real-time payments, ISO 20022 transformation, and corporate-to-bank integration. By unifying these capabilities, banks can standardize processes, reduce complexity, and gain better visibility across payment flows while preparing for evolving market and regulatory demands.

  • Banks are adopting integrated payments hubs to simplify operations, reduce infrastructure costs, and scale more efficiently. Legacy systems create silos across SWIFT, compliance, and onboarding, which slows innovation and increases risk. A hub approach consolidates these capabilities into a single platform, enabling automation, faster onboarding, and improved data consistency. This helps institutions meet real-time payment demands while improving operational efficiency and reducing total cost of ownership.

  • An integrated payments hub supports ISO 20022 by standardizing and transforming payment data across formats. It enables seamless conversion between legacy messages and ISO 20022, improving data quality and consistency. With richer, structured data, banks can automate processing, increase straight-through processing rates, and enhance compliance and reporting. This allows institutions to adopt ISO 20022 faster while minimizing disruption to existing systems and workflows.

  • An integrated payments hub reduces operational overhead by consolidating systems and automating manual processes. It improves visibility into payment flows, strengthens compliance with capabilities like real-time sanctions screening, and supports scalable API and EDI banking integration. As a result, banks can onboard customers faster, reduce errors, and respond more quickly to market changes. The hub also creates a flexible foundation for innovation, helping institutions deliver better payment experiences and stay competitive.

    Apr 6, 2026

    From connectivity provider to transformation partner

    Go beyond secure SWIFT network access—turn your payment infrastructure into a competitive advantage.

    Read the blog
    Apr 1, 2026

    The SWIFT Service Bureau is sitting on a data goldmine. Are you ready to unlock it?

    Transform ISO 20022 from a compliance obligation into a platform for operational efficiency.

    Read the blog
    Mar 16, 2026

    Understanding SWIFT

    Learn how SWIFT powers global payments and how an integrated payments hub helps banks modernize.

    Read the blog
    Mar 12, 2026

    Turn your financial messaging into a growth engine

    Scale ISO 20022 and SWIFT modernization through faster onboarding and embedded compliance.

    Read the blog
    Mar 4, 2026

    The hidden cost of legacy SWIFT infrastructure…and how to reduce TCO

    A modern financial messaging hub reduces SWIFT infrastructure TCO, streamlines compliance at scale.

    Read the blog
    Feb 24, 2026

    ISO 20022 is just the beginning: Why compliance alone won’t modernize your bank

    How leaders reduce TCO, eliminate legacy constraints, and build a scalable financial messaging hub.

    Read the blog

    How can we help?

    Footnotes

    Footnotes

    1. [1] FXC Intelligence, NEW DATA: cross-border payments market now worth over $194tn and is forecast to reach $320tn by 2032, January 16, 2025.